What will storm damage repairs cost?

Estimate a planning range for roof, siding, fence, gutter, window, water, and tree damage after severe weather - plus the documentation and insurance steps to take before any cleanup.

7Damage typesRangeCost outputClaimInsurance steps$0No signup

Describe the damage

Damage type

Quantity (sq ft affected)sq ft affected

Estimate the visible extent. Hidden damage is common and may raise the final cost.

Needs emergency mitigationTarping, board-up, water extraction, or same-week response.

Estimated repair range

$1,350–$3,600

Act quickly

DamageRoof damage

Quantity250 sq

Before any cleanup

1Photograph everything - wide shots and close-ups, with date and time - before you move or discard anything.

2Make only temporary emergency repairs to prevent further damage, and keep every receipt.

3Contact your insurer early to start the claim and confirm what your policy and deductible cover.

4Get written bids from established local contractors - be wary of unsolicited post-storm door-knockers.

Your next move

Separate emergency mitigation from permanent repair on every bid so insurance paperwork is easier to compare and approve.

Planning estimate only. Storm repairs frequently uncover hidden damage that changes the final cost.

What drives storm repair costs?

Hidden damage

Wind and water often damage what you cannot see - decking, sheathing, insulation. The visible damage is rarely the whole bill.

Emergency mitigation

Tarping, water extraction, and board-up are separate from permanent repair. Doing them fast prevents far costlier secondary damage.

Demand surges

After a widespread storm, contractor demand spikes and prices rise. This is also when storm-chaser scams appear.

Insurance and permits

Your policy, deductible, and local permit rules all shape what you pay out of pocket and how the repair must be done.

Methodology

How this estimator works

Each damage type carries a unit-cost range applied to the quantity you enter, with an adjustment when emergency mitigation is needed. These are planning estimates only - storm repairs frequently uncover hidden damage that changes the final number. Document everything before cleanup and contact your insurer early. Be cautious of unsolicited post-storm contractors; the FTC and Insurance Information Institute publish guidance on disaster-repair scams and the claims process.

Insurance Information Institute - protect your home III - how to file a homeowners claim Ready.gov - severe weather FTC - avoid home improvement scams