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Is this contractor bid a red flag?
Score a contractor, quote, or contract against the warning signs that consumer agencies use to spot home-improvement scams - or paste the actual bid and let AI find the flags.
12Warning signs scoredAIBid text analysisFTC + BBBGrounded guidance$0No signup
Check every warning sign you see
Bid risk score
0/100
Lower risk
Check the warning signs that apply to your contractor or bid to see a live risk score.
No major warning signs flagged. Still verify license and insurance before paying.
General consumer education, not legal advice. Verify licensing and insurance with your state board.
What makes a contractor bid risky?
02
No paper trail
Verbal scope, no written warranty, and missing receipts remove every piece of leverage you would need in a dispute.03
Unverifiable identity
No license number, no insurance certificate, and no fixed address make a contractor almost impossible to hold accountable.04
Manufactured urgency
Storm-chasers and door-knockers create a deadline so you skip comparison bids and reference checks.Methodology
How this quiz scores risk
The checklist weights each warning sign by how strongly consumer-protection agencies tie it to financial loss: license, deposit, cash, pressure, and insurance gaps carry the most weight. The AI mode reads the bid or situation you paste and identifies concrete flags grounded in FTC, BBB, and state attorney-general guidance. Both modes produce a planning score, not a verdict on any specific contractor.